INSURE LIFE: 2009

Monday, March 30, 2009

Why You Need House Insurance

House insurance is among the most important insurances you can get – and in the case of buildings insurance, most mortgage lenders make it compulsory. This is because your home is your biggest asset and if you lose it because of fire, flood or another disaster and you have a mortgage outstanding on it, there may be nothing tangible to repay back your mortgage with.
There are two types of household insurance – buildings and contents. These can also be purchased as individual plans or combined. If you buy the insurance combined (ie from one insurer) they you tend to get an overall discount.
Buildings insurance gives your property (and it's fixtures and fittings which are permanent fixtures such as fitted kitchen or built in wardrobes) financial protection in the event of damage. Unless your mortgage provider insists you have cover, this insurance is still strongly recommended as it protects probably your most major asset.
Contents insurance – while not compulsory – is just as important as buildings cover. Again, it offers protection against fire, damage, loss etc. and will cover most of your possessions in the home from baby clothes to DVDs to audio equipment to valuables (up to a set limit which your insurer will define).
If you have something particularly valuable (such as an expensive watch) – or something you take outside the home and that is more liable to damage or theft (eg a bicycle or a laptop) contact your insurer to see if you need to upgrade your policy. This should only mean a small increase in your house insurance premium and will give you the peace of mind that the item is covered.
As with all insurance products, when looking for house insurance, do shop around for the most competitive premium. Online insurance brokers, where you enter your details and requirements just once and the search engines goes off and finds the best deals for you, are free and easy to use and give you a good idea as to how much you should be paying.
As with all product comparisons, when it comes to house insurance, do compare premiums on a like for like basis to ensure you get the level of over you need.
Jason Hulott is Business Development Director of Protection Insurance. Protection Insurance is an internet based insurance business dedicated to getting consumers the very best insurance rates and the best products.

Monday, March 16, 2009

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Thursday, March 12, 2009

Barack Obama Biography

Barack Obama was born in Hawaii on August 4, 1961, to Barack Obama, Sr. and Ann Dunham. His parents met while attending the University of Hawaii, where his father was enrolled as a foreign student. His mother was from heartland-of-the-U.S. Kansas, and his father from Kenya. Barack's parents eventually divorced, and after his mother remarried, he lived in Indonesia for a time before returning to Hawaii to live with his grandparents. He later moved to New York, where he graduated from Columbia University in 1983.

True to the values of empathy and service that his mother instilled in him, Barack put law school on hold after college and moved to Chicago, where he became a community organizer with a church-based group that was dedicated to improving living conditions in poor neighborhoods. For example, helping poor people work with service agencies to get their plumbing and heating fixed and to find jobs for unemployed. It was here that he realized it would take changes in our laws and politics to truly improve the lives of the people in these impoverished neighborhoods. A little known but impressive fact is that when Barack applied to Harvard Law School, he did not even indicate his race on his Harvard application.

Barack earned his law degree from Harvard in 1991, where he became the first African-American president of the Harvard Law Review. He then returned to Chicago to practice as a civil rights lawyer and teach constitutional law. His advocacy work led him to run for the Illinois State Senate, where he served for eight years beginning in 1996. While in the Illinois State Senate, Barack served as chairman of the Public Health and Welfare Committee. In 2004, well into his U.S. Senate campaign, Barack wrote and delivered the keynote address at the 2004 Democratic National Convention in Boston, and became a rising star in U.S. politics. A few months later, he was elected to the U.S. Senate with a landslide 70% of the vote. Four months into his senate career, Time magazine named him "one of the world's most influential people," calling him "one of the most admired politicians in America." Barack formally announced his candidacy for the 2008 presidential election in Springfield, Illinois on February 10, 2007.

Barack is also an accomplished author. His 1995 book, Dreams from My Father, is a memoir of

his youth and early career. The book was reprinted in 2004 with a new preface and an annex containing the text of his 2004 Democratic Convention keynote speech. The audio book edition earned Barack the 2006 Grammy Award for Best Spoken Word Album.

In December 2004, Barack signed a contract to write three more books. The first, The Audacity of Hope, was published in October 2006. The book has remained at or near the top of the New York Times Best Seller list since its publication. It was also the theme of his 2004 keynote address. The second book will be a children's book to be co-written with his wife Michelle and their two daughters, with profits going to charity. The content of the third book has yet to be announced.

In August 2008, Barack was nominated by the Democratic party as their candidate to be President of the United States. Barack selected long-time and well-respected U.S. Senator Joe Biden as his running mate.

THE ESSENTIALS

Barack is married to Michelle Robinson, whom he met in 1988 while working at a law firm. They were married in 1992 and have two daughters: Malia, born in 1999, and Sasha, born in 2001.

BORN : August 4, 1961

DIED : --

FAMOUS FOR : Candidate for Democratic Party's 2008 presidential nomination.

KEY ACCOMPLISHMENT : Graduated Magna Cum Laude from Harvard Law. Fifth African-American senator in U.S. history. His book, The Audacity of Hope, has been at or near the top of the New York Times Best Seller List since its publication in October, 2006.

SIGNIFINANT QUOTE : "If you're walking down the right path and you're willing to keep walking, eventually you'll make progress."

FUN QUOTE : "That's silly talk... Talk to my wife. She'll tell me I need to learn to just put my socks on the hamper."

Insure Life Now

Negotiation which a person does about a life insurance policy is very difficult task, this is because a person can find end number of ideas and terms in the market of policy. you need to remember you have to get this decision right for your loved ones as by the time you claim any of the policy, you will be gone and cannot come back to correct any mistakes. Many different types of policies are available today; term life insurance and whole life policies are two such policies which are much in demand. Variable universal life insurance policy is in demand but not much as the above two.

Term life insurance policy has certain benefits that you cannot get in whole life insurance policy. The cost factor that is associated with it cannot be ignored, as it is way cheaper than others. This can be such a money saver when your family is just starting off or you are embarking on a new journey with a new born. Another advantage that cannot be ignored is the conversion clause associated with term life insurance policies.

The first thing to know is what some of these life insurance policies are generally called. You have Term Life insurance, Universal Variable Life Insurance, Whole Life Insurance, Variable Life Insurance and you also have Universal Life Insurance. Every human has his own needs to fulfill; never two humans can have the same needs. In the same way financial situation may look the same as your colleague's, your needs are different. Depending on the needs and requirements of the person purchasing the policy one insurance policy can be chosen among them.

Whereas in case of whole life insurance policies the person buying the policy is covered for his entire life, as it pays benefit to him till his death takes place. In this policy, the policy holder is able to draw upon the cash value before death which grows over time. If you need further explanation on any aspect of your policy, you can have an agent who will help you out in explaining all the details. It is always a good idea to spend little more time in research so that you have no regrets later on in making a wrong decision.

Universal life insurance is considered as being a very flexible life insurance policy. The term life insurance is known to be one of the simplest and the least expensive policies that a person can purchase. This is just a small glimpse into the different types of life insurance policies which you can get. The best place to get all the information about various types of insurance policies is the world of internet. Here you can get to know different kind of plans with different companies. Also you can even get the information from a local insurance agent. It all depends what is the best suitable insurance policy just for you.

Wednesday, March 11, 2009

Understanding Your Auto Insurance Policy

Auto insurance isn’t something you buy and forget about, confident that you are a legal motorist and who does everything he or she is supposed to do. Far from it. You should familiarize yourself with your auto insurance policy, before you get into an accident. That way, when faced with the stress of an accident you will not be overwhelmed. Instead, you will be able to make the right decisions even while your vehicle smolders and burns in front of you. Onlookers will admire you even as they cringe in horror at what you face.

The first thing to look at in a document detailing your auto insurance policy - a document of which you should always keep an extra copy in the glove compartment of your vehicle - is part that details your policy’s

“conditions.” These are basic instructions, telling you the steps you must take if your vehicle is involved in an accident. Follow these instructions to the letter. Otherwise, you might lose some of your rights as an insurance-bearing motorist.

Then, look at your insurer’s “declarations” page. This should be at the front of the document that explains your policy. This will tell you what kind of coverage you are paying for (e.g. liability, act of God, etc), as well as the maximum amount of money you’re eligible to receive via this coverage. The “declarations” page will show any “extras” that you may have bought to extend your coverage.

If you’re confused by the “declarations” page, read the actual agreement that you have with your insurer. This

“insuring agreement” should be somewhere among the pages that follow the “declarations” page. This defines terms such as “liability insurance” and “act of God,” telling you exactly what your insurance policy covers - and, perhaps just as helpfully, what it doesn’t.

Don’t hesitate to call your insurance company if you still don’t fully comprehend your policy. Don’t let an accident catch you by surprise, legally and financially. The law is still the law, and it does not consider ignorance a valid excuse.
If you do get into an accident, put your knowledge of your insurance policy to work. Don’t leave until the police arrive and leave. Talk to the police officer, and take care that they understand what happened, according to you. If you don’t think you’re at fault, for example, make sure the police get that. Get the other motorist’s personal information, including his or her name, address, driver’s license number, and insurance company.

Finally, report the accident to your insurer right away. Almost every US state has laws that prevent insurers from raising your rates simply for having been involved in an accident, unless the accident was your fault. If the accident was, in fact, your fault, it’s even more important to report it to your insurance company, because you may be expected to pay for the damages incurred upon the other driver. Familiarity with your insurance policy makes the whole process as smooth and easy as possible under potentially tragic circumstances, because you will know what to expect to pay, how much money to set aside.

Friday, March 6, 2009

Enviroment-Pollution

THE WORLD DESERVES GREAT ATTENTION FROM US AND I DONT MEAN THE WORLD AS PPL,NO,I MEAN EARTH IT SELF THIS CAUSE IS ABOUT EVERY PLACE IN THE WORLD BUT,I'LL TALK ABOUT EGYPT,MAINLY EGYPT AS A PLACE IS GREAT AND FLAWLESS BUT AS THE CITIZENS BEHAVIOUR... OUR PRINCIPAL HERE IS START BY YOUR SELF IF EVERY ONE HERE MADE A PROMISE TO HIMSELF NOT TO THROW THESE LOUSEY TRASH IN THE STREETS,BELIEVE ME,WE'LL MAKE A DIFFERENCE COZ WHEN IT BEGINS WITH 1 IT TURNS 100 & SO ON. SO PLZ IM TALKIN TO YOU.. YEAH YOU STOP THROWIN TRASH,DONT TAKE IT EASY COZ IT IS VITAL 4 US YOU,TRASH THROWER,I KNOW THAT WHEN U SEE A VIEW WHERE TRASH LIES ON THE GROUND,U GET DISTURBED,COZ REALLY THE VIEW IS AWFUL SO PLZ STOP THROWING TRASH IN THE STREETS PLZ TELL EVERY ONE YOU KNOW TO DO SO, BUT THE QUESTION THT WOULD COME TO YOUR MIND IS.... WHAT IF I DIDNT FIND A TRASH CAN?WHERE DO I THROW THEM???? ANSWER,WHICH IS SIMPLE U CAN GATHER IT IN A PLASTIC BAG THEN WHEN U FIND A CAN U CAN SIMPY THROW IT, BELIEVE ME ITS WORTHY!! WE WILL HAVE UR SUGGESTIONS HERE GIVE ME A SOLUTION IF U HAD ONE AND SHARE IT FOR THEIR,OUR,MY,YOUR,HIS,HERE HEALTH....

Drug Addiction

Drug addiction

Drug Addiction is widely considered a pathological state. The disorder of addiction involves the progression of acute drug use to the development of drug-seeking behavior, the vulnerability to relapse, and the decreased, slowed ability to respond to naturally rewarding stimuli. The Diagnostic and Statistical Manual of Mental Disorders, Fourth Edition (DSM-IV) has categorized three stages of addiction: preoccupation/anticipation, binge/intoxication, and withdrawal/negative affect. These stages are characterized, respectively, every

where by constant cravings and preoccupation with obtaining the substance; using more of the substance than necessary to experience the intoxicating effects; and experiencing tolerance, withdrawal symptoms, and decreased motivation for normal life activities.[2] By the American Society of Addiction Medicine definition, drug addiction differs from drug dependence and drug tolerance.[3]
It is, both among scientists and other writers, quite usual to allow the concept of drug addiction to include persons who are not drug abusers according to the definition of the American Society of Addiction Medicine. The term drug addiction is then used as a category which may include the same persons who under the DSM-IV can be given the diagnosis of substance dependence or substance abuse.

Drugs causing addiction
Drugs known to cause addiction include illegal drugs as well as prescription or over-the-counter drugs, according to the definition of the American Society of Addiction Medicine.
Stimulants:
Amphetamine and Methamphetamine
Caffeine
Cocaine
Nicotine
Sedatives and Hypnotics:
Alcohol
Barbiturates
Benzodiazepines, particularly flunitrazepam, triazolam, temazepam, and nimetazepam
Methaqualone and the related quinazolinone sedative-hypnotics
Opiate and Opioid analgesics
Morphine and Codeine, the two naturally-occurring opiate analgesics
Semi-synthetic opiates, such as Heroin (Diacetylmorphine), Oxycodone, Hydrocodone, and Hydromorphone
Fully synthetic opioids, such as Fentanyl and its analogs, Meperidine/Pethidine, and Methadone
Addictive drugs also include a large number of substrates that are currently considered to have no medical value and are not available over the counter or by prescription.
An article in The Lancet compared the harm and addiction of 20 drugs, using a scale from 0 to 3 for physical addiction, psychological addiction, and pleasure to create a mean score for addiction. Caffeine was not included in the study. The results can be seen in the chart above.

Addictive potency
The addictive potency of drugs varies from substance to substance, and from individual to individual
Drugs such as codeine or alcohol, for instance, typically require many more exposures

to addict their users than drugs such as heroin or cocaine. Likewise, a person who is psychologically or genetically predisposed to addiction is much more likely to suffer from it.
Although dependency on hallucinogens like LSD ("acid") and psilocybin (key hallucinogen in "magic mushrooms") is listed as Substance-Related Disorder in the DSM-IV, most psychologists do not classify them as addictive drugs.[citation needed]

Prevalence
The most common drug addictions are to legal substances such as:
Caffeine
Nicotine in the form of tobacco, particularly cigarettes

Alcohol

The physiological basis of drug addiction
Researchers have conducted numerous investigations using animal models and functional brain imaging on humans in order to define the mechanisms underlying drug addiction in the brain. This intriguing topic incorporates several areas of the brain and synaptic changes, or neuroplasticity, which occurs in these areas.

Acute effects
Acute (or recreational) drug use causes the release and prolonged action of dopamine and serotonin within the reward circuit. Different types of drugs produce these effects by different methods. Dopamine (DA) appears to harbor the largest effect and its action is characterized. DA binds to the D1 receptor, triggering a signaling cascade within the cell. cAMP-dependent protein kinase (PKA) phosphorylates cAMP response element binding protein (CREB), a transcription factor, which induces the synthesis of certain genes including C-Fos.[4]

Reward circuit
When examining the biological basis of drug addiction, one must first understand the pathways in which drugs act and how drugs can alter those pathways. The reward circuit, also re

ferred to as the mesolimbic system, is characterized by the interaction of several areas of the brain.
The ventral tegmental area (VTA) consists of dopaminergic neurons which respond to glutamate. These cells respond when stimuli indicative of a reward are present. The VTA supports learning and sensitization development and releases dopamine (DA) into the forebrain.[5] These neurons also project and release DA into the nucleus accubems[6], through the mesolimbic pathway. Virtually all drugs causing drug addiction increase the dopamine release in the mesolimbic pathway,[7] in addition to their specific effects.
The nucleus accumbens (NAcc) consists mainly of medium-spiny projection neurons (MSNs), which are GABA neurons.[8] The NAcc is associated with acquiring and eliciting conditioned behaviors and involved in the increased sensitivity to drugs as addiction progresses.[5]
The prefrontal cortex, more specifically the anterior cingulate and orbitofrontal cortices,[4] is important for the integration of information which contributes to whether a behavior will be elicited. It appears to be the area in which motivation originates and the salience of stimuli are determined.[9]
The basolateral amygdala projects into the NAcc and is thought to be important for motivation as well.[9]
More evidence is pointing towards the role of the hippocampus in drug addiction because of its importance in learning and memory. Much of this evidence stems from investigations manipulating cells in the hippocampus alters dopamine levels in NAcc and firing rates of VTA dopaminergic cells.[6]

Stress response
In addition to the reward circuit, it is hypothesized that stress mechanisms also play a role in addiction. Koob and Kreek have hypothesized that during drug use corticotropin-releasing factor (CRF) activates the hypothalamic-pituitary-adrenal axis (HPA) and other stress systems in the extended amygdala. This activation influences the dysregulated emotional state asso

ciated with drug addiction. They have found that as drug use escalates, so does the presence of CRF in human cerebrospinal fluid (CSF). In rat models, the separate use of CRF antagonists and CRF receptor antagonists both decreased self-administration of the drug of study. Other studies in this review showed a dysregulation in other hormones associated with the HPA axis, including enkephalin which is an endogenous opioid peptides that regulates pain. It also appears that the µ-opioid receptor system, which enkephalin acts on, is influential in the reward system and can regulate the expression of stress hormones.[2]

What is HeaVY metAL?

Introduction

To the uninitiated, any loud music is called heavy metal. In reality there are a multitude of heavy metal styles and subgenres. Heavy metal is a wide umbrella characterizing a style of music that is generally loud and aggressive. There are genres that are very melodic and mainstream, and other genres that are extreme and underground. Here's a brief overview of heavy metal and its many styles.

History

The term "heavy metal" was first used in a musical sense in the '60s song "Born To Be Wild" by Steppenwolf when they referred to "heavy metal thunder." Although there are debates among experts, most consider groups like Black Sabbath, Led Zeppelin and Deep Purple to be the first heavy metal bands. From there the style evolved and branched into many different genres and subgenres. Heavy metal remains a vital force in music today, with sellout concert tours and CDs selling impressive numbers of copies without any radio airplay or MTV exposure.

Musical and Vocal Styles

The backbone of heavy metal is the electric guitar. You can't have metal without at least one guitarist, and many bands have two or more. Certain genres have some quiet and mellow parts, but most metal is loud, intense, fast and aggressive. The vocal styles in heavy metal range from melodic singing to aggressive singing to unintelligible screaming, depending on the genre.

Genres

At the beginning there was just traditional heavy metal. Shortly after it evolved and splintered into many different styles and subgenres. This site has a series of articles on many of the genres that will give you a more in-depth look at that particular type of metal. As time has gone on, there are literally hundreds of subgenres, but these are the main genres of heavy metal:

Avant Garde Metal

Also called experimental metal, it's characterized by unusual and nontraditional instruments and song structures.Examples: Arcturus, Dog Fashion Disco, Mr. Bungle, Peccatum, Vintersorg
Black MetalCharacterized by high-pitched raspy vocals and pagan/satanic lyrical imagery. Symphonic black metal is a subgenre that uses keyboards and is more melodic.Examples: Bathory, Burzum, Emperor, Mayhem, Venom

Celtic Metal

A combination of heavy metal and Celtic music with lyrics focusing on Celtic mythology.Examples: Cruachan, Geasa, Waylander

Death Metal

An extreme form of the genre that uses distorted guitars and a growling vocal style sometimes described as "cookie monster" vocals.Examples: Cannibal Corpse, Death, Deicide, Morbid Angel

Doom Metal

A genre that uses slower tempos and emphasizes gloomy, melancholy and atmospheric music. There are numerous subgenres of doom, including drone, epic, industrial, sludge and stoner.Examples: Candlemass, Pentagram, Saint Vitus, Solstice

Gothic Metal

A combination of the darkness and melancholy of goth rock with heavy metal. The lyrics tend to be epic and melodramatic. This is a genre that uses a lot of male/female vocal combinations with the male vocalist generally using more aggressive vocals and the female singing in an ethereal soprano.Examples: Lacuna Coil, Leaves Eyes, Theatre Of Tragedy, Tristania.

Grindcore

This is a genre influenced by thrash metal and death metal. It takes its name from the sound of the atonal guitar riffs combined with blast beats from the bass drum. The vocals are similar to death metal.Examples: Carcass, Napalm Death, Nasum, Pig Destroyer, Terrorizer

Hair Metal

Also called pop metal and hairspray metal, this genre is very melodic and mass appeal. Some of the most commercially successful and critically despised bands came from this genre. They wore a lot of makeup and had huge teased hair, thus the name. They received a lot of radio airplay and chart success in the late '80s and early '90s until grunge rock destroyed it.Examples: Poison, Ratt, Warrant, Winger, White Lion

Metalcore

This genre is currently very popular and combines heavy metal with hardcore. They use the musical style of heavy metal, especially melodic death metal, and the shouting vocal style of hardcore. are also heavily utilized.Examples: As I Lay Dying, God Forbid, Killswitch Engage, Shadows Fall

New Wave Of British Heavy Metal (NWOBHM)

This genre has influenced almost all metal that has followed it. These were the metal pioneers that took the original sound of groups like Black Sabbath and took out the rock and blues influences to make the traditional metal sound that we're familiar with today.Examples: Def Leppard, Diamond Head, Iron Maiden, Judas Priest, Saxon

Nu-Metal

Combining heavy metal riffs with hip-hop influences and rapped lyrics, this genre became very popular in the late '90s through the early 2000's and then fell from favor. There are a few bands of this style still doing well, although most have come and gone.Examples: Korn, Limp Bizkit, Papa Roach, Slipknot

Power Metal

A very melodic form of metal that utilizes soaring guitars and strong

vocals, usually in a higher register. It's also an epic style, with long songs and many lyrics about mythology, fantasy and metaphysical topics. Most power metal bands also have a keyboardist.Examples: Blind Guardian, Fate's Warning, Helloween, Jag Panzer

Progressive Metal

A mixture of heavy metal and progressive rock, this genre utilizes many of the characteristics of avant-garde and power metal. The song structures are complex, using many time signatures and key changes and are usually long. The lyrics are epic and often progressive metal albums are concept albums, utilizing a main theme that runs throughout.Examples: Dream Theater, Evergrey, Fates Warning, Queensryche

Thrash Metal

This genre evolved from NWOBHM and became heavier and more extreme. It's characterized by fast guitar and double bass drum with aggressive but understandable vocals. Some of the most popular bands in metal started as thrash bands, although most evolved as they went along.Examples: Anthrax, Megadeth, Metallica, Slayer

The Future

The great thing about heavy metal is that it is continually changing, evolving and improving. Just when you thought it couldn't get any more extreme, something new comes along. Whether you prefer the melody and complexity of power metal or the aggression and intensity of death metal, it's all part of this widely encompassing genre called heavy metal.

Thursday, March 5, 2009

Greenhouse Effect

Greenhouse effect

The causes of the recent warming are an active field of research. The scientific consensus[9][10] is that the increase in atmospheric greenhouse gases due to human activity has caused most of the warming observed since the start of the industrial era, and the observed warming cannot be satisfactorily explained by natural causes alone.[11] This attribution is clearest for the most recent 50 years, which is the period when most of the increase in greenhouse gas concentrations took place and for which the most complete measurements exist.
The greenhouse effect was discovered by Joseph Fourier in 1824[12] and first investigated quantitatively by Svante Arrhenius in 1896. It is the process by which absorption and emission of infrared radiation by atmospheric gases warm a planet's lower atmosphere and surface. Existence of the greenhouse effect as such is not disputed. The question is instead how the strength of the greenhouse effect changes when human activity increases the atmospheric concentrations of particular greenhouse gases.

Recent increases in atmospheric carbon dioxide (CO2). The monthly CO2 measurements display small seasonal oscillations in an overall yearly uptrend; each year's maximum is reached during the Northern Hemisphere's late spring, and declines during the Northern Hemisphere growing season as plants remove some CO2 from the atmosphere.
Naturally occurring greenhouse gases have a mean warming effect of about 33 °C (59 °F), without which Earth would be uninhabitable.[13][C] On Earth the major greenhouse gases are water vapor, which causes about 36–70 percent of the greenhouse effect (not including clouds); carbon dioxide (CO2), which causes 9–26 percent; methane (CH4), which causes 4–9 percent; and ozone, which causes 3–7 percent.[14][15]
Human activity since the industrial revolution has increased the atmospheric concentration of various greenhouse gases, leading to increased radiative forcing from CO2, methane, tropospheric ozone, CFCs and nitrous oxide. The atmospheric concentrations of CO2 and methane have increased by 36% and 148% respectively since the beginning of the industrial revolution in the mid-1700s.[16] These levels are considerably higher than at any time during the last 650,000 years, the period for which reliable data has been extracted from ice cores.[17] Less direct geological evidence indicates that CO2 values this high were last seen approximately 20 million years ago.[18] Fossil fuel burning has produced approximately three-quarters of the increase in CO2 from human activity over the past 20 years. Most of the rest is due to land-use change, in particular deforestation.[19]
CO2 concentrations are expected to continue to rise due to ongoing burning of fossil fuels and land-use change. The rate of rise will depend on uncertain economic, sociological, technological, and natural developments. The IPCC Special Report on Emissions Scenarios gives a wide range of future CO2 scenarios, ranging from 541 to 970 ppm by the year 2100.[20] Fossil fuel reserves are sufficient to reach this level and continue emissions past 2100 if coal, tar sands or methane clathrates are extensively exploited.[21]

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INSURE LIFE

Monday, March 30, 2009

Why You Need House Insurance

Monday, March 16, 2009

Classified Ads

Thursday, March 12, 2009

Barack Obama Biography

Insure Life Now

Wednesday, March 11, 2009

Understanding Your Auto Insurance Policy

Friday, March 6, 2009

Enviroment-Pollution

Drug Addiction

What is HeaVY metAL?

Thursday, March 5, 2009

Greenhouse Effect

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